July 11, 2022
AgencyWhen Does Auto Insurance Cover Stolen Items
Here is a typical experience. You need to stop at the gas station to run in to grab milk. You leave your $500 handbag on the passenger seat. You’ll be gone for five minutes and can see your car. What could go wrong? Theft could. It takes moments for such an incident to occur. It […]
June 30, 2022
AgencyHow to Reduce Workers’ Comp Claims by Improving Ergonomics
Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. Below, we outline several key tips for […]
May 13, 2022
AgencyWhen is General Liability Insurance Required?
General liability insurance is commonly used by businesses across sizes and industries. If you are looking to insure your business, you may be surprised to find that general liability isn’t required by state or federal laws for most businesses in the U.S. This doesn’t mean you won’t need it, however. In some cases, you will […]
April 13, 2022
AgencyThe Penalties of Driving Without Car Insurance
Most states, by law, require drivers to carry minimum amounts of car insurance. They do so because of the high amount of security that car insurance provides every driver, even those who think they are safe behind the wheel. After all, no one is immune to car accidents, and car insurance might be the only […]
March 12, 2022
AgencyDo You Need A Business Owner’s Policy To Work From Home?
If you work from home, you may need a business owner’s policy. This is often not a set rule. Rather, it is a look at your overall insurance needs. Is There A Rule That You Need BOP Insurance? There is rarely going to be a rule that you need BOP insurance. The only types of […]
February 23, 2022
Agency4 Reasons You Should Get a Home Inspection Before Buying
One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run. One commonly missed opportunity for buyers is a home […]
January 24, 2022
Agency4 Reasons Why You Should Report a Fender Bender to Your Auto Insurance Carrier
If you bump the car in front of you, do you really have to report it to your auto insurance company? If the accident is minor, your first instinct might be to settle it with the other driver. After all, you’ve heard that if you turn in a claim, there’s a possibility your premiums might […]
December 22, 2021
AgencyPrep Your Team to Handle Workers Compensation Insurance Claims
Workers compensation insurance, whether it is a legally required type of insurance or one that your business selects because of its financial benefits, is can be an important financial protection. This type of plan can offer financial protection for your business to cover the losses of your employees if they become ill or are injured […]
November 22, 2021
AgencyHow to Choose a General Liability Insurance Plan if You Work with Your Client’s Equipment
As a business owner, having proper general liability insurance is critical. It helps ensure your business remains protected from a variety of risks. One key risk occurs when you maintain your customer or client’s equipment or other possessions. In this case, having enough liability insurance is important. How much you maintain depends on a variety […]
October 22, 2021
AgencyHow Long Do You Have to File a General Liability Claim?
Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do? Every business should have general liability as part of […]