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Second-To-Die Policy in Zelienople PA & Cranberry PA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Jack L. Bonus Insurance, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Jack L. Bonus Insurance, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Jack L. Bonus Insurance, Inc. to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

Main Office

101 N Main St
Zelienople, PA 16063
Main office: 724-897-3059
Toll free: 800-585-8722
Fax: 724-452-4177

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 4:30 PM
Sat: By Appointment
Sun: By Appointment

Greensburg/Jeannette Office

516 Lowry Avenue, Suite 103
Jeannette, PA 15644
Main office: 724-784-8082
Fax: 724-879-8685

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:00 PM
Sat: By Appointment
Sun: By Appointment

Our Providers


I recently moved all of my insurance to the Jack Bonus agency. My liability, workers compensation and auto. They did a fantastic job, everyone that I have ever dealt with were very pleasant to work with and they always keep on top of everything and get me insurance certificates in a timely manner. Everyone is very knowledgeable as well. I highly recommend the Jack Bonus Agency!
- Gabe Davis