Mobile Home Insurance
Specialized Security for Your Home and Property.
Mobile homes combine the freedom of the open road with the conveniences and amenities of home. Like a traditional home, your moveable investment can be impacted by fire, severe storms or other damaging events. We’re committed to safeguarding your mobile home and belongings in the event of a covered loss with specialized mobile home insurance.
What Coverage Does a Mobile Home Policy Provide?
Mobile home insurance is convenient, affordable—and essential. A policy protects your home and property, and coverage gives you necessary protection such as:
- Coverage for your mobile home and any adjacent structures that are on your premises (attached patio, deck, shed, etc.). This protects your home from all forms of loss, including fire, windstorm damage and damage from falling objects, lightning and explosions.
- Personal property protection. This covers losses for removable property such as electronic equipment, bicycles, furniture and clothing.
- Personal liability protection. This covers losses if someone is injured on your property. This policy may cover medical expenses for nonresidents of your home and damages or defense costs resulting from covered accidental incidents.
- Loss of use of your mobile home. This helps cover expenses related to additional living expenses if you are unable to live in your mobile home due to damage or loss.
What Supplemental Insurance Is Available?
For added protection, you may want to consider these endorsements:
- Emergency removal—This policy pays for you to move your mobile home if an oncoming disaster (e.g., fire or tornado) threatens your home and safety.
- Trip collision—This offers protection when you move your mobile home to another permanent location.
- Worldwide coverage—This protects your personal belongings if they are lost, stolen or damaged when traveling to another permanent location.
- Fire department charges—This provides reimbursement for charges incurred if your mobile home is located in an area that is not serviced by a fire department.
- Extended coverage—This coverage is used for valuables, such as jewelry, furs and heirlooms and electronics.
- Additional dwelling rented to others—This provides coverage if your mobile home is used by others.
- Water backup—This protects against damage resulting from water backups.
Are Manufactured Home Insurance and Mobile Home Insurance the Same?
Homes come in all shapes and sizes. Both manufactured and mobile homes are built off-site. A manufactured home is stationary and attached to a permanent foundation. In contrast, owners of mobile homes can transport their housing to wherever they want to live, whether that’s temporary or permanent.
We Can Help
We know your mobile home is unique to you, and we can offer you insurance designed to meet your budget. Call Jack L. Bonus Insurance today at 724-452-8722 to learn more about insurance for your mobile home.