January 16, 2025
AgencyDoes Your Auto Insurance Cover Deer Collisions in Pennsylvania?
Driving in , especially in rural and wooded areas, comes with the risk of encountering deer on the road. Deer collisions are a common occurrence, particularly during the fall mating season and early spring. Understanding whether your auto insurance covers these incidents is essential for ensuring you are adequately protected. Why Comprehensive Coverage Is Essential […]
November 6, 2024
AgencyUnderstanding the Difference Between Actual Cash Value and Replacement Cost in Home Insurance
In homeowners insurance, understanding the concepts of actual cash value and replacement cost is essential for making well-informed coverage decisions. These terms determine how your insurer may compensate you after a loss, but they function in distinct ways. What Is Actual Cash Value? Actual cash value is the amount your insurer may pay after factoring […]
July 26, 2024
AgencyHow Are Auto Insurance Rates Calculated?
Auto insurance is an essential investment for even the most experienced and careful motorists. In fact, auto insurance is often required by law, meaning that failing to comply with such mandates could lead to significant fines and penalties. Still, while auto insurance is indeed a necessary purchase, it may also represent an expensive bill. Fortunately, […]
June 10, 2024
Agency8 Things to Look for When Buying a New Home
There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing […]
May 15, 2024
AgencyTop Causes of Home Fires
It seems that this is the time of year when the number of house fires escalates. A fire in the home is devastating, often destroying the structure, ruining precious belongings and even causing injury or death to loved ones. To prevent one in your house, consider these top causes of house fires. 1. Cooking fires. […]
April 12, 2024
AgencyDoes Auto Insurance Cover Custom Features?
Auto manufacturers often offer numerous interior and exterior accessories on different vehicle models. These bells and whistles are often very nice additions to your vehicle, but at times, you might want to add custom parts to the vehicle in order to make even more unique to you. Still, by customizing your vehicle, you might increase […]
March 8, 2024
Agency3 Tips for Understanding Home Insurance
After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It’s why many people end up choosing a policy that’s based on little more than convenience and cost. They only learn more about their plan when they’re forced […]
February 28, 2024
AgencyPrepare Your Home Before You Travel
Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. Consider the following tips. […]
January 31, 2024
AgencyHow Much Should I Budget for Home Insurance?
Buying a new home is exciting, but it’s also inevitably expensive. Between down payments, loans, bank fees, moving services and new furniture, you will likely spend thousands of dollars just to move in. One of the expenses that new homeowners often overlook, however, is homeowners insurance. There are many factors that influence your home insurance […]
December 1, 2023
Agency5 Easy Ways To Lower Your Home Insurance Premiums
When you look up tips on saving money on home insurance, you’re often confronted with big decision ideas. Buy a home that’s cheaper to insure. Move to a safer neighborhood. Build a 12-foot-tall brick fence around your yard. These are great ideas if you’re rich and have the freedom to switch houses at a moment’s […]