Homeowners Insurance Quote Forms
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Homeowners Insurance Information
If you own a house, your home isn’t just the space where you relax and rest. It’s also one of the most valuable assets you’re likely to own. For most people, a house is the biggest investment they’ll ever make. Secure your investment and peace of mind alike with a homeowners’ insurance policy built around your needs. Jack L. Bonus Insurance is dedicated to taking care of the place -- and people -- you hold closest. We offer a variety of home insurance options to make sure all your bases are covered against destructive weather, theft, accidents and more.
The Importance of Personal Liability Insurance
Imagine something major going wrong in or around your home such as a guest getting hurt or someone’s valuable personal property being seriously damaged. Personal liability insurance makes sure that you are covered in the event legal action is taken against you in such situations. With this coverage, your financial assets are kept safe from the results of any litigation -- for better or worse.
Why You Need Property Insurance
In the event your home experiences devastating weather -- say, a fire, a hailstorm or dangerously heavy snow build-up -- property insurance can keep you protected. In times of crisis, property insurance provides you security when your residence is damaged.
Take the Next Steps Forward
You can’t afford to risk unpredictable forces and let this critical investment go unguarded. We offer several forms of coverage to suit all kinds of situations. We’ll build a policy shaped around your specifications. Please request a quote or contact us to learn more. Contact Jack L. Bonus Insurance today.
Common Homeowners Insurance Questions:
What is home insurance?
Your home represents one of the most important investments you will ever make. That value alone is worth protecting, and homeowners insurance will help you do so.
You never know when a hazardous event or natural disaster might occur at your home. It can cause extreme damage and cost thousands of dollars.
However, as a homeowner, you will want to make the necessary repairs to your property without a huge financial strain. Homeowners insurance will pay these recovery costs on your behalf so you can move on from life’s challenges without it costing yourself an arm and a leg.
What does home insurance cover?
Homeowners insurance policies offer a diversity of benefits, each designed to offer targeted protection for a diversity of unexpected, unavoidable issues. These include:
Structure protection: This insures your house in the event of damage from fires, weather, theft, vandalism or other hazards.
Detached structures coverage: Other buildings on your property – such as fences, carports, gazebos and detached garages - will have coverage.
Possessions insurance: This pays for damaged belongings. Protection might cover everything from furniture to food in the pantry and computer systems.
Liability coverage: If you accidentally harm someone else or damage their property, you can use this coverage to repay them. Coverage will often pay for incidents both on and off your property.
Additional living expense protection: Do you need to move out temporarily after household damage? Let this coverage reimburse you for expenses like dining or hotel bills.
Plus, because your home is unique, you can further tailor your benefits with more unique options like:
We will always customize your plan by helping you tailor your deductibles and overall coverage limits.
How much home insurance do I have to buy?
Most mortgage lenders require homebuyers to purchase homeowners insurance before they approve loan applications. Generally, they will require you to obtain at least enough dwelling coverage for your home’s replacement cost value.
Regardless of any coverage requirement, you should always carry this benefit as part of your comprehensive personal insurance package.
What does home insurance cost?
Multiple factors could influence the cost of your home insurance, including:
Our agents are committed to helping clients get the customized policies that are perfect for them. That’s why we’ll work one-to-one with you to determine the best ways to get your home the coverage it deserves at prices you can afford.